Credits Terms (Hong Kong)
Last updated: February 15, 2026
Applicable Region: Hong Kong SAR
Effective Date: 13 February 2026
Version: MVP v1.0
1. Definitions
1.1 "Credits" (e.g., Gems) are virtual records within the Platform reflecting your Platform benefits (if applicable).
1.2 Credits:
- (a) are not legal tender, not e-money, not deposits, and not securities;
- (b) are not redeemable for cash and do not accrue interest or guarantee principal; and
- (c) are non-transferable, non-saleable, and cannot be traded off-Platform unless the Platform explicitly permits.
2. How Credits Are Obtained
2.1 At MVP stage, Credits may be obtained through campaigns, rewards, sign-up bonuses, or Platform grants, as described on the relevant pages.
2.2 At MVP stage, the Platform does not offer paid purchases of Credits. However, the Platform may introduce, enable, change, or terminate paid Credit purchases and related rules at any time without prior notice.
3. Use and Restrictions
3.1 Credits may only be used for designated Platform features/benefits as published on the Platform.
3.2 The Platform may set different Credit rules, caps, restrictions, or expiry periods for different account types or Shop plans.
3.3 If abuse, fraud, "farming", circumvention, or cross-account transfers are discovered, the Platform may revoke Credits, ban accounts, and reserve legal rights.
4. Expiry, Revocation, and Adjustments
4.1 The Platform may adjust Credit ratios, uses, validity periods, calculation methods, or recovery mechanisms at any time.
4.2 If your account is suspended/terminated, Credits and related benefits may immediately expire or be reclaimed.
5. Risks and Liability
5.1 The Company/Platform provides no guarantee or compensation for any benefits or losses related to Credits. Users bear all risks and responsibilities.